Over a thousand Kazakhstan residents created educational accounts within the initial days of the "Keleshek" system'sintroduction by Family Bank.
🤖 All Hands on Deck: Saving for Your Kid's Education Just Got Easier in Kazakhstan 🤖
If you're a parent in Kazakhstan worried about affording your kid's education, rejoice! With the "Keleşek" system, your financial fears might just vanish. The first to jump on board of this fantastic system in Otbasy Bank is little 5-year-old Ibrahim Adylbek, courtesy of his father, Bagdat Yerubayev.
Here's how it works: Otbasy Bank will credit Ibrahim an initial educational capital of 60 MCI, which translates to a whopping 235,920 tenge. However, maintaining this fund requires annual top-ups of no less than 24 MCI or 94,368 tenge. This isn't just a one-time deal—Ibrahim's savings account will also receive rewards from Otbasy Bank and a state bonus.
Want to join the "Keleşek" revolution? Simply open an educational deposit AQYL at Otbasy Bank. As Bagdat Yerubayev shared, "This is an affordable way for our family to save for our son's education and help him secure a worthy profession. Even if he gets a scholarship, he can use his savings to buy a home."
Starting May 12, 2025, you too can get in on the action by opening a deposit AQYL at Otbasy Bank to participate in the voluntary accumulative system "Keleşek." So far, this ingenious plan has won over 1,000 Kazakh parents.
Lazzat Ibragimova, Otbasy Bank Chairperson, emphasized their goal of assisting conscious parents, stating, "Currently, this can be done on the otbasybank.kz portal, via video call, in bank branches, and with the help of consultants. In the next 10 days, this service will be available in our mobile app Otbasy bank."
Unlocking the Bachelor's Degree with Four Simple Steps 🔓
- Step One: Logging In Head to the otbasybank.kz portal, log in to your personal cabinet, visit the "My Bank" tab, and then click on "Deposits". Follow the "New Deposit" button to open AQYL.
- Step Two: A Video Call If you prefer a one-on-one chat, use the bank's website hcsbk.kz for a video call, and seal the deal.
- Step Three: Visit the Bank If you're old-school or simply prefer a face-to-face visit, go to a branch of Otbasy Bank and speak with an advisor.
- Step Four: Consult a Specialist If you have a city, choose a consultant from this link.
The AQYL deposit conditions include an interest rate of 13.58% (GEVS from 14.5%), a state bonus of 5% for all categories, with certain categories like orphans, children without parental care, children with disabilities, children from large families, and low-income families enjoying a 7% bonus. The mandatory initial deposit is 3 MCI or 11,796 tenge (in 2025), but for orphans and children without parental care, the initial deposit is waived.
Wondering about state contributions? The initial educational capital for 2025 is 60 MCI or 235,920 tenge for children turning 5 years old. For orphans and children without parental care, the initial educational capital is 120 MCI or 471,840 tenge. These funds will be credited to the children by August 31, 2025.
License for conducting banking and other operations prescribed by the banking legislation of the Republic of Kazakhstan No. 1.1.111 from April 29, 2024.
Business-savvy Kazakh parents are leveraging their educational deposit AQYL at Otbasy Bank for finance management, with the lucrative "Keleşek" system serving as an essential tool for securing their child's future in education-and-self-development. Affording a bachelor's degree has never been simpler with this ingenious plan offering four easy steps.
